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Terms of Use



Terms of Use


By using our Website (the “Site”), you agree to be bound by these terms of use, and our Privacy Policy which is available here (together, “Terms of Use”).  This Site is owned and controlled by HANSANG (“HS”, “our”, “we”, or “us”).  THESE TERMS OF USE AFFECT YOUR LEGAL RIGHTS AND OBLIGATIONS.  IF YOU DO NOT AGREE TO BE BOUND BY ALL OF THESE TERMS OF USE, DO NOT ACCESS OR USE THIS SITE. 


IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MAY NOT USE THE SITE OR OUR SERVICES/PRODUCTS.  IMPORTANT:  THESE TERMS OF USE CONTAIN AN ARBITRATION PROVISION REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION, AND ALSO CONTAINS A “CLASS ACTION” AND “JURY TRIAL” RIGHT WAIVERS.  


“Product(s)” means all products being offered through our website or any portion thereof. 


“Service(s)” means all services being offered through our website or any portion thereof. 


Please review these Terms of Use carefully.


  1. Right to Access.  We grant you a limited, nonexclusive, nontransferable right to access this Site (which may contain Products and/or Services) and its content for your personal, noncommercial use according to these Terms of Use.  If you are under 18 years of age, you may use this Site only with the consent of your parent/guardian.  While we will use commercially reasonable efforts to provide continuous access to the Site, we do not guarantee that the Site will be accessible at all times.  The Site may not be available during maintenance periods or during an emergency.  In addition to normal maintenance, there may be events that will make the Site inaccessible for a limited amount of time due to unforeseen circumstances.  You are responsible for securely managing your username and password (if any).  If you become aware of any unauthorized access to your account, theft, or loss of your password, then you agree to contact us as soon as possible.  If we determine at our own discretion that someone without authority is using your username/password, then we may disable your account in order to preserve our Site’s security.   

  2. NO REFUND POLICY:  UNLESS PROVIDED OTHERWISE, ONCE YOU HAVE PURCHASED ANY OF OUR PRODUCT(S)/SERVICE(S), WE WILL NOT REFUND ANY MONEY BACK FOR SAID PRODUCT(S)/SERVICE(S).  


  1. Limits of Your Use.  You may use the Site only for lawful purposes and in accordance with these Terms.  You agree not to use the Site:

    1. In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).  

    2. For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.  

    3. To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail”, “chain letter”, or “spam” or any other similar solicitation.  

    4. To impersonate or attempt to impersonate us, our employees, another user or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).

    5. To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm us or users of this Site or expose them to any liability.  

In addition, you agree not to:

  • Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site, including their ability to engage in real time activities through the Site.  

  • Use any robot, spider or other automatic device, process or means to access the Site for any purpose, including monitoring or copying any of the materials on the Site.  

  • Use any device, software or routine that interferes with the proper working of the Site

  • Introduce any viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.

  • Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer or database connected to the Site.

  • Attack the Site via a denial-of-service attack or a distributed denial-of-service attack.

  • Otherwise attempt to interfere with the proper working of the Site. 

  1. Privacy

Personal Information.  We will maintain and use your “Personal Information” as defined in, and according to our Privacy Policy, and which may be modified from time to time in our discretion, which modifications are effective as to the date posted on our Site.  Your continued access or use of the Site or purchase or use of our Services or Products indicates that you agree with such modifications.  

  1. Use By Minors

We do not knowingly collect or solicit Personal Information from children under 18 without the consent of a parent/guardian.  If you are under 18 and do not have parental or guardian consent, please do not attempt to register for the Services or purchase our Products or send any Personal Information about yourself to us.  If we learn we have collected Personal Information from a child under 18 without the consent of a parent/guardian, we will delete that information as quickly as possible.  If you believe that a child under 18 may have provided us Personal Information, please contact us. 

  1. User Feedback; Third-Party Social Media Postings

    1. If you are submitting any ideas, comments, suggestions or other information to us (through our Site, social media sites, or other digital platforms, or through Google, or other review sites, or other means), including, but not limited to, those related to improvements to the Site or services related to the Site; (collectively, the “Feedback”), you agree that such Feedback shall be deemed, and shall remain, our property. None of the Feedback shall be subject to any obligation of confidentiality on our part and we shall not be liable for any use or disclosure of any Feedback. We shall own all rights related to the Feedback (including without limitation intellectual property rights and moral rights) and shall be entitled to use the Feedback without restriction for any purpose whatsoever, commercial or otherwise, without compensation or further notice to you.

    2. If you have posted to our YouTube or other social media pages or platforms (if available), or on other websites, e.g., Google, Meta, Yelp, Instagram, etc., you agree to and do hereby grant us and our licensors, affiliates, partners, successors and assigns, a nonexclusive, perpetual, irrevocable, worldwide, sublicensable, transferrable, royalty-free right and license to use, store, display, publish, transmit, transfer, distribute, reproduce, rearrange, edit, modify, aggregate, summarize, translate, create derivative works of and publicly perform the content that you post or otherwise submit to us for any purpose, in any form, medium, or technology now known or later developed.

  2. No Modification of This Site.

You may not add to, subtract from, or otherwise modify or edit the code, content, display or any other aspect of this Site.

  1. Third-Party Websites.

There may be links on this Site to third-party websites or information.  You may also be directed to use a third-party websites to attend a seminar, class, business meet ups, conference (like Zoom, Microsoft Teams, Google, etc.).  If you use said links, then you will leave this Site at your own volution and risk.  If you are directed to go to a third-party website without a link, then you do so at your own volution and risk.  We do not control or maintain any of these third-party websites or any of their content or programs.  We provide links for you (or direct you to another website) for your convenience only and to serve our teaching purpose, and the inclusion of any link (or direction) to a site not owned by us is not an endorsement by us of that site or its contents.  We assume no responsibility for any other party’s site hyperlinked to this Site (if any) or in which any of this Site has been hyperlinked or any third-party website that we direct you to (if any).  YOUR CORRESPONDENCE AND BUSINESS DEALINGS WITH THIRD PARTIES FOUND THROUGH THIS SITE (OR AS WE DIRECT) ARE SOLELY BETWEEN YOU AND THAT THIRD-PARTY.

  1. Indemnification. You agree you are responsible for your use and behavior on this Site. You agree to indemnify and hold harmless the HS Parties (defined below) from and against all claims, liabilities, losses, expenses, fines, penalties, assessments, injury or damage to persons or property, money damages and costs (including but not limited to indirect, special, incidental, consequential, exemplary, and punitive damages), reasonable attorneys’ fees and costs of government inquiry or investigation, resulting from or arising out of or in any way connected with any of the following: (i) your breach (whether direct or indirect) or alleged breach of these Terms of Use; (ii) your violation of any laws, rules, regulations, codes, statutes, ordinances or orders of any governmental and quasi-governmental authorities; or (iii) your visit, use, misuse, inability to use or interruption in service of this Site. You will cooperate as fully required by us in the defense of any claim. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you will not in any event settle any claim without the prior written consent of HS. This section shall survive any termination of the Terms of Use. “HS Parties” means Overseas Koreans Foundation, Overseas Koreans Economic Organizations, Korean American Chamber of Commerce of USA, and Korean American Chamber of Commerce of Orange County and their affiliate, owners, officers, directors, employees, agents, attorneys, representatives, and contractors.

  2. Cooperation with Law Enforcement and Government Agencies; Required Disclosures

You acknowledge that we have the right to investigate and prosecute violations of these Terms of Use, including intellectual property, publicity and privacy rights infringement and website security issues, to the fullest extent of the law. We may involve and cooperate with law enforcement authorities in prosecuting users who violate these Terms of Use. You acknowledge that we have no obligation to monitor your access to or use of the Site, but we have the right to do so for the purpose of operating the Site, to ensure your compliance with these Terms of Use or to comply with applicable law or the order or requirement of a court, administrative agency or other governmental or regulatory body. You understand and agree that we may disclose your Personal Information if required to do so by law, court order, legal process, or subpoena, including to respond to any government or regulatory request (after, if permitted, giving reasonable notice to you and using commercially reasonable efforts to provide you with the opportunity to seek a protective order or the equivalent (at your expense)), or if we believe that such action is necessary to (a) conform to the law, comply with legal process served on us or our affiliates or partners, or investigate, prevent, or take action regarding suspected or actual illegal activities; (b) to enforce these Terms of Use (including for billing and collection purposes), take precautions against liability, to investigate and defend ourselves against any third-party claims or allegations, to assist government enforcement agencies, or to protect the security or integrity of our Site; or, (c) to exercise or protect the rights, property, or the safety of us, our users or others.

  1. Changes to the Terms of Use. We reserve the right to refuse access to this Site to anyone for any reason at any time. We reserve the right in our sole discretion to change these Terms of Use from time to time (“Updated Terms of Use”). You agree that we may notify you of the Updated Terms of Use by posting them on this Site, and your use of this Site after the effective date of the Updated Terms of Use constitutes your agreement to the Updated Terms of Use. You should review the current version of the Terms of Use before using this Site.

  2. Intellectual Property

This Site contains content (including Products and Services) owned or licensed by HS (“HS Content”). HS Content is protected by copyright, trademark, patent, trade secret and/or other laws, and, as between you and HS, HS owns and retains all rights in the HS Content and this Site. You will not remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the HS Content and you will not reproduce, modify, adapt, prepare derivative works based on, display, distribute, sell, license or otherwise exploit the HS Content. We reserve all rights not expressly granted herein in and to the Site. Unless otherwise noted, our name and all other trademarks, service marks, trade names, logos or other designations of source displayed on the Site are our property, or that of our affiliates or licensors. All third-party trademarks, service marks, trade names, logos or other designations of source are the property of their respective owners. Nothing on the Site shall be construed as granting any license or right not expressly set forth herein.  We reserve the right to limit your use of any HS Content and/or revoke/restrict any license conferred to you at any time without warning or without cause and you may be liable for all damages arising from any violation of our rights herein, including any indirect, special, incidental, punitive or consequential damages. 


  1. SITE WARRANTY DISCLAIMER. YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. THIS SITE AND THE HS CONTENT ARE PROVIDED “AS IS,” “WHERE IS,” “AS AVAILABLE,” “WITH ALL FAULTS,” AND WITH NO WARRANTY OF ANY KIND.  HS DOES NOT GUARNATEE OR PROMISE THAT ANY OF HS CONTENT OR THIS SITE LEADS TO ANY SUCCESSFUL OUTCOME OF YOUR BUSINESS, IN ITS BROADEST DEFINITION/UNDERSTANDING.  FURTHERMORE, ANY “TESTIMONIES” OF ANY USER OF THE HS CONTENT IS SPECIFIC TO THAT USER ONLY AND IS NOT THE REPRESENTATION OF HS PARTIES AND FURTHER THEY DO NOT GURANTEE THAT YOUR RESULTS WOULD BE THE SAME AS SUCH USER.  TO THE FULLEST EXTENT PERMITTED BY LAW, HS PARTIES MAKE NO REPRESENTATIONS OR WARRANTIES OR ENDORSEMENTS OF ANY KIND WHATSOEVER, STATUTORY OR IMPLIED, AS TO: (I) THIS SITE, OR (II) THE HS CONTENT. IN ADDITION, HS PARTIES HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES, STATUTORY OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, SYSTEM INTEGRATION AND FREEDOM FROM COMPUTER VIRUS. THE HS PARTIES DO NOT REPRESENT OR WARRANT THAT THIS SITE IS OR WILL BE ERROR-FREE OR UNINTERRUPTED; THAT DEFECTS WILL BE CORRECTED; OR THAT THIS SITE OR THE SERVER THAT MAKES THIS SITE AVAILABLE IS FREE FROM ANY HARMFUL COMPONENTS. THE HS PARTIES DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT THE INFORMATION ON THIS SITE IS ACCURATE, COMPLETE, OR USEFUL. THE HS PARTIES DO NOT WARRANT THAT YOUR USE OF THIS SITE IS LAWFUL IN ANY PARTICULAR JURISDICTION, AND THE HS PARTIES SPECIFICALLY DISCLAIM SUCH WARRANTIES. SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO YOU TO THE EXTENT SUCH JURISDICTION’S LAW IS APPLICABLE TO YOU AND THESE TERMS OF USE. BY ACCESSING OR USING THIS SITE YOU REPRESENT AND WARRANT THAT YOUR ACTIVITIES ARE LAWFUL IN EVERY JURISDICTION WHERE YOU ACCESS OR USE THIS SITE.


  1. LIMITATION OF LIABILITY OF HANSANG.  IN NO EVENT WILL THE HS PARTIES BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL LOSSES OR DAMAGES RELATED TO: (I) THIS SITE, (II) THE HS CONTENT, (III) YOUR USE OF, INABILITY TO USE, OR THE PERFORMANCE OF THE SITE, (IV) ANY ACTION TAKEN IN CONNECTION WITH AN INVESTIGATION BY THE HS PARTIES OR LAW ENFORCEMENT AUTHORITIES REGARDING YOUR OR ANY OTHER PARTY’S USE OF THE SITE, (V) ANY ERRORS OR OMISSIONS IN THE SITE’S OPERATION; OR (VI) ANY DAMAGE TO ANY USER’S COMPUTER, MOBILE DEVICE, OR OTHER EQUIPMENT OR TECHNOLOGY IN CONNECTION WITH USE OF THE SITE, EVEN IF FORESEEABLE OR EVEN IF THE HS PARTIES HAVE BEEN ADVISED OF OR SHOULD HAVE KNOWN THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, STRICT LIABILITY OR TORT. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT WILL THE HS PARTIES’ TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OR ACTION EXCEED AN AGGREGATE OF ONE THOUSAND DOLLARS ($1,000). IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE §1542, WHICH SAYS: A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR. 

  2. Equal Opportunity.  We conduct our business on an equal opportunity basis. We do not discriminate in any manner prohibited by law.

  3. Interpretation.  These Terms of Use are governed by and construed in accordance with the laws of the State of California, without giving effect to any choice of conflict provision or rules. Headings in these Terms of Use are for convenience only and shall not control, limit, amplify or otherwise modify or affect these Terms of Use or the meaning and construction of these Terms of Use. These Terms of Use are to be interpreted according to their fair meanings, and not strictly in favor of or strictly against either you or us.

  4. Passive Site; Venue. This is a primarily passive website that provides very little active interaction between you and the content of this Site. By contacting us through this Site, you are directing your communication to us in California. You accept jurisdiction in California over any dispute that may arise from your accessing, visiting or using this Site. Any controversy or dispute arising out of your use of this Site shall be, where permitted pursuant to these Terms of Use, submitted exclusively to the Federal and State Courts located in Santa Ana, California, and you irrevocably submit to the exclusive jurisdiction of such courts and waive any objection based on improper venue or inconvenient forum. We make no claims that the Site or any of its content is accessible or appropriate outside of the United States. Access to the Site may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws. Your use of the Site does not subject us to judicial process in or to the jurisdiction of courts or other tribunals in your jurisdiction or location.

  5. Disputes; Resolution; 

    1. TIME LIMITATION. Any claim or action against us must be brought within twelve (12) months of the cause arising, otherwise such claim or action is permanently barred.

    2. ARBITRATION

      1. Other than for the grounds set forth in the section below entitled “Exceptions to Agreement to Arbitrate,” in the event of any dispute, claim, question or disagreement arising from or relating to the Terms or the breach thereof, the parties hereto shall use reasonable efforts to settle the dispute, claim, question, or disagreement. To this effect, the parties shall consult and negotiate with each other in good faith and, recognizing their mutual interests, attempt to reach a just and equitable solution satisfactory to both parties. If the parties do not reach such solution within a period of thirty (30) days, then, upon notice by either party to the other, such dispute, claim, question or disagreement shall be resolved by binding arbitration in Orange County, California, USA, in accordance with the Commercial Arbitration Rules of the American Arbitration Association (the “AAA”), subject to the limitations of this Section. This agreement to arbitrate will be specifically enforceable under the prevailing law of any court having jurisdiction. Notice of a demand for arbitration shall be filed in writing with the other party hereto and with the AAA. The demand for arbitration shall be made within a reasonable time after the dispute has arisen, and in no event shall any such demand be made after the date when institution of legal or equitable proceedings based on such dispute would be barred by the applicable statute of limitations (See 18a above). The parties agree that one (1) arbitrator shall arbitrate the dispute. The arbitrator shall be selected by the joint agreement of the parties, but if they do not so agree within twenty (20) days after the date of the notice of a demand for arbitration referred to above, the selection shall be made pursuant to the Commercial Arbitration Rules of the AAA from the panels of business arbitrators maintained by the AAA. The decision of the arbitrator shall be made in writing and shall be final. Judgment may be entered upon it in any court having jurisdiction thereof, and the decision shall not be subject to vacation, modification or appeal, except to the extent permitted by Sections 10 and 11 of the Federal Arbitration Act, the terms of which Sections the parties agree shall apply. The expenses of arbitration, including and the fees and expenses of the arbitrator and the AAA, shall be shared equally by the parties. The arbitrator will have no authority to award attorneys’ fees, punitive damages, or any other monetary relief not measured by the prevailing party’s actual damages and each party irrevocably waives any claim thereto. The award may include equitable relief. The arbitrator will not make any ruling, finding, or award that does not otherwise conform to the Terms. The arbitrator may render a summary disposition relative to all or some of the issues, provided that the responding party has had an adequate opportunity to respond to any such application for such disposition. The parties agree to treat all aspects of the arbitration as confidential, as provided in the AAA Rules. Before making any disclosure permitted by the Rules, a party shall give written notice to the other party and afford such party a reasonable opportunity to protect its interests. Further, judgment on the arbitrators’ award may be entered in any court having jurisdiction.

      2. Exceptions to Agreement to Arbitrate. You and HS agree that we will go to court to resolve disputes relating to intellectual property (e.g., trademarks, trade dress, domain names, trade secrets, copyrights or patents)

  6. CLASS ACTION WAIVER. ANY PROCEEDINGS TO RESOLVE OR LITIGATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. YOU AGREE THAT NEITHER YOU NOR WE WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY, AND EACH PARTY HEREBY WAIVES ANY RIGHT TO ASSERT CONSOLIDATED CLAIMS WITH RESPECT TO ANY DISPUTES SUBJECT TO ARBITRATION UNDER THESE TERMS OR ANY DISPUTES BETWEEN THE PARTIES. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS.

  7. WAIVER OF JURY TRIAL. EACH PARTY IRREVOCABLY AND UNCONDITIONALLY WAIVES ANY RIGHT WE OR YOU MAY HAVE TO A TRIAL BY JURY FOR ANY LEGAL ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR THE TRANSACTIONS CONTEMPLATED HEREBY.

  8. Entire Agreement. These Terms of Use constitute the entire agreement between you and HS and governs your use of this Site, superseding any prior agreements between you and HS. If any provisions of these Terms of Use is found to be unlawful, void or for any reason unenforceable, then that provision shall be deemed removed and shall not affect the validity and enforceability of the remaining provisions. These Terms of Use do not confer any third-party beneficiary rights.

  9. Privacy. The confidentiality of any information submitted on this Site cannot be guaranteed. Information transmitted over the Web may be intercepted and may not be secure. Please see our Privacy Policy, available here for further information.

  10. Communications.  By creating a user account or giving us any contact information, you agree to and do hereby consent to receive mail and electronic communications (email, text/SMS and by telephone) from us (collectively, “Communications”). For users with an account (where applicable), Communications may be those that we are required to send to you by law concerning us, your account or information, the Site, or the Services and Products (“Required Communications”). The Communications may also be those that we send to you for other reasons. You may change the email or mobile phone number on file for your account by visiting your account profile page or by contacting us. You may opt out of receiving all Communications, other than Required Communications, via email by sending a notice to us that identifies your full name, user name and email address; however, you will not receive any further electronic notices from us (other than Required Communications), which notices may include important notices or announcements.

  11. Contact Us. If you have questions or comments about these Terms of Use, please contact us by clicking here.

  12. Civil Code Section 1789.3 Notice.  Under California Civil Code Section 1789.3, California users of an electronic commercial service receive the following consumer rights notice:  The Complaint Assistance Unit of the Division of Consumer Service of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd, Suite N112, Sacramento, CA  95834, or by telephone at (800) 952-5210.